Switching to a SIM-only deal With a SIM-only deal your bills will be lower as you only pay for your calls, texts and data - not your handset.
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The Switcher. View Winners. About Switcher. Join s of MoneySavers in the Forum's many discussion boards. Latest Money Tips Email. More than I actually paid. Flight Delays. I took your advice and have claimed PPI from all the companies we had loans with. Millions of mobile users are out of contract and overpaying, yet it's simple to ditch pricey providers, so check how much you could save.
A Sim is the little chip that slots into your phone. A Sim only deal covers just the mobile service, ie, it gives you a set monthly allowance of minutes, texts and data. It's normally much cheaper than a traditional mobile contract, as Sim only deals don't bundle in the cost of the phone itself.
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You'll have to have your own handset to put the Sim into already, or buy one separately. Although you're not paying for a phone, you'll still have to sign up to a contract — typically they're on a month remember to check the price when it ends or a rolling day basis. Switching to a cheaper deal with another network has got a lot easier. Under new rules from regulator Ofcom, which came into effect on 1 July, you no longer have to call your current provider to ditch it, so you avoid the hard sell of it trying to make you stay.
Here's how to switch providers and keep your number :. What's more, if you're out of your minimum contract period, mobile providers are now banned from charging you for the remainder of your notice period after you've switched which is typically 30 days , putting an end to paying for your old and new contract at the same time.
Though the process varies by provider and you may be able to do it on the phone, once you've got your new temporary number from your new network, you'll usually then need to fill in an online form. If you're switching from another provider, the links below tell you each network's process for porting.
If you're switching to a new tariff on the same network, for example if you're on pay-as-you-go and upgrading to a contract, you shouldn't need to carry out this process — just call your mobile provider's customer service helpline and they should be able to sort it. Don't be sold on overly generous allowances you'll never use. Do you really need unlimited minutes or 10GB of data? Most don't use anywhere near that — so check your actual past usage with an online tool. There are two sites accredited by Ofcom to choose from.
Both will analyse your bills from the last three months to determine your average usage and suggest deals based on this. It even shows you where it may be cheaper to opt for a lower allowance and pay extra for the data you actually need, though you'll usually need to have it downloaded for days before it will start to match you to deals. Used it? Let us know what you think in our feedback thread. If you bought your phone on a traditional contract, it may be locked to the network that sold it to you to check, pop in another network's Sim and see if it works. If you find it's locked, you'll usually need to unlock it so your new provider's Sim will work.
If you're out of contract, your network must do this for free.
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This will show you results for four main networks — EE, O2, Three and Vodafone — but 'piggyback' networks use their signal too, and generally offer far better value, so don't think your options are limited to one of the biggies. For a more accurate indication than Ofcom's checker can give you, it may be worth picking up a free pay-as-you-go Sim from the network you're considering, topping it up with a bit of credit and putting it to the test before committing.
Haggling on monthly mobile phone contracts can slash the price.
If you have a contract deal and you're nearing the end of your fixed term, the network will be frantic to keep you, so it's the best time to haggle. Long-term customers have a better chance at success here. Bear in mind though it's usually harder to haggle on a contract for a new phone, particularly if you're after the latest model.
It's possible to nab extra savings through cashback on some deals. There are three types of cashback available, and they all work differently:. If you're usually connected to Wi-Fi everywhere you go, these are our top picks of the best Sim only deals with enough 4G data for everyday on-the-go use. You can also roll over any unused data to the next month and place a limit on your bill to prevent 'bill shock'.
You can add a bill limit to control your monthly spending if you usually exceed your allowance or use chargeable services which are not included, such as premium rate numbers. If you exceed your allowance, it's Full charges here. If you're often online while on the go, these are our top picks of the best Sim only deals with a good amount of data each month and a decent number of minutes. What can I claim?
Once your service is activated, you'll be emailed instructions on how to get it within 30 days.
What if I have difficulties? You can add a bill limit to control your spending if you exceed your allowance or use chargeable services which are not included, such as premium rate numbers. See the full costs here. Can I use this Sim abroad? Is tethering allowed? For the data fiends out there, these are our top picks of the best Sim only deals with bundles of data each month, plus a healthy number of minutes we've listed them in ascending price order. What will I receive? The best bet is to get in touch with Mobiles.
You can add a spend cap to control any extra charges over and above your monthly price. Best Sim only Deals. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. The registered office address of both MoneySupermarket. Downgrades effective month following selection. Savings come from mixing down to a lower cost plan, reducing monthly costs. Roll over unused data to supplement new, lower cost plan. Use within 3 years. Roll Rewards : One reward per purchase. Only available after end of first bill period. The more you save, the greater the total value of the rewards available to you.
Save by mixing to lower cost plan and supplementing with rolled data. Downgrades effective following month. Redeem data in 1GB increments. Cookies explained. Current slide. Upgrade Swap your phone anytime Upgrade now. Hello Possible Roll Roll over your data for later.
Mix Mix your data, calls and texts every month. Watch Sky TV customers can watch on the go without using data. Swap Upgrade your phone to a brand new one. Save Unlimited calls and texts for everyone.
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